| Atwood Insurance |
Protecting Your Investment
As a dental professional, your first thought is for
your patients. As a business owner, you also need
to think about the business end or your practice -
and that can extend beyond your business
operation. What would happen to your business if a
key employee became a victim of identity theft?
Restoring identity takes substantial time and
resources. Your business may suffer a huge
disruption while an employee works to restore their
good name and credit. The Hartford's expanded
Identity Recovery coverage is built into our
Spectrum business owners policy. It covers
business owners and full time employees too. What
if the precious metals you use in your practice were
stolen? Does your insurance cover that?
As a dental professional, your first thought is for
your patients. As a business owner, you also need
to think about the business end or your practice -
and that can extend beyond your business
operation. What would happen to your business if a
key employee became a victim of identity theft?
Restoring identity takes substantial time and
resources. Your business may suffer a huge
disruption while an employee works to restore their
good name and credit. The Hartford's expanded
Identity Recovery coverage is built into our
Spectrum business owners policy. It covers
business owners and full time employees too. What
if the precious metals you use in your practice were
stolen? Does your insurance cover that?
Business Insurance for Dental Offices
Give your business insurance a check-up?
Planned For Your Needs
Spectrum has core business coverage that is top of the line. We have also bundled important
protection into optional packages like our Super Extension of Coverage for Medical Offices,
which was created with businesses like yours in mind. It provides over three dozen coverages at
a savings as compared to the price you would pay to buy them individually - including a blanket
limit of $250,000 for seven key coverages. Here are a few examples of the protection it offers:
Accounts Receivable
Protects you from the inability to collect outstanding balances as a result of lost or damaged
records from a covered cause of loss. Included in your blanket limit.
Billable Hours
Provides the option - at the time of a claim - to have your covered Business Income
loss paid on a Billable Hours basis.
Computers and Media
Provides coverage for your computers, peripheral devices and media. Coverage is also
provided for the costs to research, replace or repair lost or damaged data and software as a
result of covered damage to computer equipment, certain power failures, or a computer
virus.
Laptop Computers (Worldwide Coverage)
Extends property coverage to your laptop, palmtop, and similar portable equipment and
accessories anywhere in the world, including while in transit, except while checked as
baggage.
Precious Metals
Helps cover the precious metals used in your business, such as gold, silver, platinum and
other precious alloys and metals, against loss by theft up to a specified limit.
Spectrum has core business coverage that is top of the line. We have also bundled important
protection into optional packages like our Super Extension of Coverage for Medical Offices,
which was created with businesses like yours in mind. It provides over three dozen coverages at
a savings as compared to the price you would pay to buy them individually - including a blanket
limit of $250,000 for seven key coverages. Here are a few examples of the protection it offers:
Accounts Receivable
Protects you from the inability to collect outstanding balances as a result of lost or damaged
records from a covered cause of loss. Included in your blanket limit.
Billable Hours
Provides the option - at the time of a claim - to have your covered Business Income
loss paid on a Billable Hours basis.
Computers and Media
Provides coverage for your computers, peripheral devices and media. Coverage is also
provided for the costs to research, replace or repair lost or damaged data and software as a
result of covered damage to computer equipment, certain power failures, or a computer
virus.
Laptop Computers (Worldwide Coverage)
Extends property coverage to your laptop, palmtop, and similar portable equipment and
accessories anywhere in the world, including while in transit, except while checked as
baggage.
Precious Metals
Helps cover the precious metals used in your business, such as gold, silver, platinum and
other precious alloys and metals, against loss by theft up to a specified limit.
In addition, you have the option to buy these important coverages:
Reimbursement of Certain Legal Expenses for Disposal of Medical Waste
If you are sued for allegedly violating a law or regulation governing the disposal of
medical waste, this coverage will reimburse you up to a specified limit for your defense
costs.
Reimbursement of Certain Legal Expenses for Court or Review Boards
Helps cover you legal expenses, up to a specified limit, in connection with any
disciplinary action brought against you before any court or a state review board.
Reimbursement of Certain Legal Expenses for Disposal of Medical Waste
If you are sued for allegedly violating a law or regulation governing the disposal of
medical waste, this coverage will reimburse you up to a specified limit for your defense
costs.
Reimbursement of Certain Legal Expenses for Court or Review Boards
Helps cover you legal expenses, up to a specified limit, in connection with any
disciplinary action brought against you before any court or a state review board.
Spectrum Core Coverage
When your business is protected by Spectrum, you'll be covered for a wide range of
property and liability risks common to your industry. Here are some examples:
Identity Recovery Coverage
The Hartford provides identity recovery coverage for business owners, including services
such as:
Identity Recovery Help Line
Identity Recovery Case Managers
Expense Reimbursement up to $15,000
When your business is protected by Spectrum, you'll be covered for a wide range of
property and liability risks common to your industry. Here are some examples:
Identity Recovery Coverage
The Hartford provides identity recovery coverage for business owners, including services
such as:
Identity Recovery Help Line
Identity Recovery Case Managers
Expense Reimbursement up to $15,000
Building and Business Personal Property
Your Spectrum policy contains coverage to repair or replace your building and any equipment,
stock, furniture or fixtures that you own. There's a lot of business property coverage included
with Spectrum, such as:
Business Income and Extra Expense
Helps reimburse you for your actual loss of business income for up to 12 consecutive
months during the period of restoration following a covered loss to your property. Extra
expenses needed to continue your operations, such as renting temporary office space, are
also covered.
Equipment Breakdown
Helps cover the cost to repair or replace equipment, such as computers, air conditioners,
phone systems and steam boilers, from loss or damage caused by mechanical breakdown or
artificially generated electrical current.
Your Spectrum policy contains coverage to repair or replace your building and any equipment,
stock, furniture or fixtures that you own. There's a lot of business property coverage included
with Spectrum, such as:
Business Income and Extra Expense
Helps reimburse you for your actual loss of business income for up to 12 consecutive
months during the period of restoration following a covered loss to your property. Extra
expenses needed to continue your operations, such as renting temporary office space, are
also covered.
Equipment Breakdown
Helps cover the cost to repair or replace equipment, such as computers, air conditioners,
phone systems and steam boilers, from loss or damage caused by mechanical breakdown or
artificially generated electrical current.
Business Liability
Your Spectrum policy from The Hartford provides your business with coverage for costs
arising from claims of injury or damage caused to others by you or your employees
For example:
Employment Practices Liability
Helps cover claims, including legal defense costs, for certain employment-related lawsuits
brought against you by your employees or job applicants. A basic limit of insurance is
automatically provided, with higher limits available for an additional premium.
Products and Completed Operations
Helps cover you for losses due to claims for injuries or damages to others cause by the
products you sell or by the work you perform for your customers.
Your Spectrum policy from The Hartford provides your business with coverage for costs
arising from claims of injury or damage caused to others by you or your employees
For example:
Employment Practices Liability
Helps cover claims, including legal defense costs, for certain employment-related lawsuits
brought against you by your employees or job applicants. A basic limit of insurance is
automatically provided, with higher limits available for an additional premium.
Products and Completed Operations
Helps cover you for losses due to claims for injuries or damages to others cause by the
products you sell or by the work you perform for your customers.
Other Important Coverages from The Hartford
Commercial Auto Coverage
Our policy protects you against financial loss resulting from accidents involving the
vehicles you use in your business. The Hartford offers valuable enhancements, such as
excess coverage for hired autos, and the extension of liability coverage to vehicles leased
in the name of an employee on your behalf and at your direction.
Umbrella Coverage
Provides up to $10 million of additional liability protection.
Workers' Compensation
Our state-of-the-art managed care and Return-to-Work program will help you get your
employees back on the job as soon as possible.
Commercial Auto Coverage
Our policy protects you against financial loss resulting from accidents involving the
vehicles you use in your business. The Hartford offers valuable enhancements, such as
excess coverage for hired autos, and the extension of liability coverage to vehicles leased
in the name of an employee on your behalf and at your direction.
Umbrella Coverage
Provides up to $10 million of additional liability protection.
Workers' Compensation
Our state-of-the-art managed care and Return-to-Work program will help you get your
employees back on the job as soon as possible.
That's Not All
To all of this we've added the convenience of flexible premium payment plans, an electronic
funds transfer plan, and 24-hour, toll-free claims reporting.
All business insurance is not the same. At The Hartford, we act on emerging insurance needs
and provide convenient, cost-effective and quality coverage for your business
To all of this we've added the convenience of flexible premium payment plans, an electronic
funds transfer plan, and 24-hour, toll-free claims reporting.
All business insurance is not the same. At The Hartford, we act on emerging insurance needs
and provide convenient, cost-effective and quality coverage for your business
At The Hartford, we are focused on protecting your business. By offering you coverages that
may not be available in other policies, our small business insurance is truly designed with
businesses like yours in mind.
may not be available in other policies, our small business insurance is truly designed with
businesses like yours in mind.
800-878-4801
Tucson
2524 W Ruthrauff
Ste 110
Tucson AZ 85705
fax
520-293-0307
Phoenix
16921 E
Ste 105
Fountain Hills AZ
fax
480-837-5421
Palisades Blvd
85268
With 38 years of experience and a great group of
insurance providers, we can help find the solutions for
your church, small business, and personal insurance
needs in Arizona.
insurance providers, we can help find the solutions for
your church, small business, and personal insurance
needs in Arizona.
 |  |  |  |  |  |  |
Get A Quote
We'd love to be able to insure your business. To begin the
quote process just fill out the Contact page or give us a call at
our toll free number, and we'll start getting the info we need
to give you a quick and accurate quote.
We'd love to be able to insure your business. To begin the
quote process just fill out the Contact page or give us a call at
our toll free number, and we'll start getting the info we need
to give you a quick and accurate quote.