| Atwood Insurance |
Protecting Your Investment
As a medical professional, your first thought is for
your patients. As a business owner, you also need
to think about the business end or your practice -
and that can extend beyond your business
operation. If your personal identity were stolen,
could you take time away from your practice to
reinstate your identity? Could a poor personal
credit report negatively affect your business? Do
you know the maximum amount your current
insurance policy would pay to re-create your
patient records lost in a fire? Would the $10,000
limit often separately purchased be enough to pay
for the labor it would take to reconstruct all your
patients' records?
As a medical professional, your first thought is for
your patients. As a business owner, you also need
to think about the business end or your practice -
and that can extend beyond your business
operation. If your personal identity were stolen,
could you take time away from your practice to
reinstate your identity? Could a poor personal
credit report negatively affect your business? Do
you know the maximum amount your current
insurance policy would pay to re-create your
patient records lost in a fire? Would the $10,000
limit often separately purchased be enough to pay
for the labor it would take to reconstruct all your
patients' records?
Business Insurance for Medical Offices
How fit is your business insurance protection?
Planned For Your Needs
The Hartford's small business insurance package, called Spectrum, has core business coverage
that is top of the line. We have also bundled important protection into optional packages like or
Super Extension of Coverage for Medical Offices, which was created for businesses like yours.
It provides over three dozen coverages at a savings as compared to the price you would pay to
buy them individually - including a blanket limit of $250,000 for seven key coverages. Here are a
few examples of the protection it offers:
Accounts Receivable
Protects you from the inability to collect outstanding balances as a result of lost or damaged
records from a covered cause of loss. Included in your blanket limit.
Computers and Media
Provides coverage for your computers, peripheral devices and media. Coverage is also
provided for the costs to research, replace or repair lost or damaged data and software as a
result of covered damage to computer equipment, certain power failures, or a computer
virus.
Laptop Computers (Worldwide Coverage)
Extends property coverage to your laptop, palmtop, and similar portable equipment and
accessories anywhere in the world, including while in transit, except while checked as
baggage.
Valuable Papers and Records
Protects the value of your time, work and research to re-create your customer records or
files if they are damaged or destroyed by a covered loss. Included in your blanket limit.
The Hartford's small business insurance package, called Spectrum, has core business coverage
that is top of the line. We have also bundled important protection into optional packages like or
Super Extension of Coverage for Medical Offices, which was created for businesses like yours.
It provides over three dozen coverages at a savings as compared to the price you would pay to
buy them individually - including a blanket limit of $250,000 for seven key coverages. Here are a
few examples of the protection it offers:
Accounts Receivable
Protects you from the inability to collect outstanding balances as a result of lost or damaged
records from a covered cause of loss. Included in your blanket limit.
Computers and Media
Provides coverage for your computers, peripheral devices and media. Coverage is also
provided for the costs to research, replace or repair lost or damaged data and software as a
result of covered damage to computer equipment, certain power failures, or a computer
virus.
Laptop Computers (Worldwide Coverage)
Extends property coverage to your laptop, palmtop, and similar portable equipment and
accessories anywhere in the world, including while in transit, except while checked as
baggage.
Valuable Papers and Records
Protects the value of your time, work and research to re-create your customer records or
files if they are damaged or destroyed by a covered loss. Included in your blanket limit.
In addition, you have the option to buy these important coverages:
Reimbursement of Legal Expenses for Disposal of Medical Waste
If you are sued for allegedly violating a law or regulation governing the disposal of
medical waste, this coverage will reimburse you up to a specified limit for your defense
costs.
Reimbursement of Legal Expenses for Court or Review Boards
Covers you legal expenses, up to a specified limit, in connection with any disciplinary
action brought against you before any court or a state review board.
Reimbursement of Legal Expenses for Disposal of Medical Waste
If you are sued for allegedly violating a law or regulation governing the disposal of
medical waste, this coverage will reimburse you up to a specified limit for your defense
costs.
Reimbursement of Legal Expenses for Court or Review Boards
Covers you legal expenses, up to a specified limit, in connection with any disciplinary
action brought against you before any court or a state review board.
Spectrum Core Coverage
When your business is protected by Spectrum, you'll be covered for a wide range of
property and liability risks common to your industry. Here are some examples:
Identity Recovery Coverage
The Hartford provides identity recovery coverage for business owners, including services
such as:
Identity Recovery Help Line
Provides identity theft support for policyholders who suspect they are identity theft
victims.
Identity Recovery Case Managers
Provide assistance in speeding the recovery process.
Expense Reimbursement
Provides expense reimbursement up to $15,000 for covered expense arising out or a
defined identity theft event.
When your business is protected by Spectrum, you'll be covered for a wide range of
property and liability risks common to your industry. Here are some examples:
Identity Recovery Coverage
The Hartford provides identity recovery coverage for business owners, including services
such as:
Identity Recovery Help Line
Provides identity theft support for policyholders who suspect they are identity theft
victims.
Identity Recovery Case Managers
Provide assistance in speeding the recovery process.
Expense Reimbursement
Provides expense reimbursement up to $15,000 for covered expense arising out or a
defined identity theft event.
Building and Business Personal Property
Your Spectrum policy contains coverage to repair or replace your building and any equipment,
stock, furniture or fixtures that you own. There's a lot of business property coverage included
with Spectrum, such as:
Business Income and Extra Expense
Reimburse you for your actual loss of business income for up to 12 consecutive months
during the period of restoration following a covered loss to your property. Extra expenses
needed to continue your operations, such as renting temporary office space, are also
covered.
Equipment Breakdown
Covers the cost to repair or replace equipment, such as computers, air conditioners, phone
systems and steam boilers, from loss or damage caused by mechanical breakdown or
artificially generated electrical current.
Your Spectrum policy contains coverage to repair or replace your building and any equipment,
stock, furniture or fixtures that you own. There's a lot of business property coverage included
with Spectrum, such as:
Business Income and Extra Expense
Reimburse you for your actual loss of business income for up to 12 consecutive months
during the period of restoration following a covered loss to your property. Extra expenses
needed to continue your operations, such as renting temporary office space, are also
covered.
Equipment Breakdown
Covers the cost to repair or replace equipment, such as computers, air conditioners, phone
systems and steam boilers, from loss or damage caused by mechanical breakdown or
artificially generated electrical current.
Business Liability
Your Spectrum policy from The Hartford provides your business with legal liability protection
against claims of injury or damage caused to others by you or your employees. For example:
Employment Practices Liability
Covers claims, including legal defense costs, for certain employment-related lawsuits
brought against you by your employees or job applicants. A basic limit of insurance is
automatically provided, with higher limits available for an additional premium.
Products and Completed Operations
Covers you against injuries or damages to others cause by the products you sell or by the
work you perform for your customers.
Your Spectrum policy from The Hartford provides your business with legal liability protection
against claims of injury or damage caused to others by you or your employees. For example:
Employment Practices Liability
Covers claims, including legal defense costs, for certain employment-related lawsuits
brought against you by your employees or job applicants. A basic limit of insurance is
automatically provided, with higher limits available for an additional premium.
Products and Completed Operations
Covers you against injuries or damages to others cause by the products you sell or by the
work you perform for your customers.
Other Important Coverages from The Hartford
Commercial Auto Coverage
Our policy protects you against financial loss resulting from accidents involving the
vehicles you use in your business. The Hartford offers valuable enhancements, such as
excess coverage for hired autos, and the extension of liability coverage to vehicles leased
in the name of an employee on your behalf and at your direction.
Umbrella Coverage
Provides up to $10 million of additional liability protection.
Workers' Compensation
Our state-of-the-art managed care and Return-to-Work program will help you get your
employees back on the job as soon as possible.
Commercial Auto Coverage
Our policy protects you against financial loss resulting from accidents involving the
vehicles you use in your business. The Hartford offers valuable enhancements, such as
excess coverage for hired autos, and the extension of liability coverage to vehicles leased
in the name of an employee on your behalf and at your direction.
Umbrella Coverage
Provides up to $10 million of additional liability protection.
Workers' Compensation
Our state-of-the-art managed care and Return-to-Work program will help you get your
employees back on the job as soon as possible.
That's Not All
To all of this we've added the convenience of flexible premium payment plans, an electronic
funds transfer plan, and 24-hour, toll-free claims reporting.
All business insurance is not the same. At The Hartford, we act on emerging insurance needs
and provide convenient, cost-effective and quality coverage for your business
To all of this we've added the convenience of flexible premium payment plans, an electronic
funds transfer plan, and 24-hour, toll-free claims reporting.
All business insurance is not the same. At The Hartford, we act on emerging insurance needs
and provide convenient, cost-effective and quality coverage for your business
At The Hartford, we are focused on protecting your business. By offering you coverages that
may not be available in other policies, our small business insurance is truly designed with
businesses like yours in mind.
may not be available in other policies, our small business insurance is truly designed with
businesses like yours in mind.
800-878-4801
Tucson
2524 W Ruthrauff
Ste 110
Tucson AZ 85705
fax
520-293-0307
Phoenix
16921 E
Ste 105
Fountain Hills AZ
fax
480-837-5421
Palisades Blvd
85268
With 38 years of experience and a great group of
insurance providers, we can help find the solutions for
your church, small business, and personal insurance
needs in Arizona.
insurance providers, we can help find the solutions for
your church, small business, and personal insurance
needs in Arizona.
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Get A Quote
We'd love to be able to insure your business. To begin the
quote process just fill out the Contact page or give us a call at
our toll free number, and we'll start getting the info we need
to give you a quick and accurate quote.
We'd love to be able to insure your business. To begin the
quote process just fill out the Contact page or give us a call at
our toll free number, and we'll start getting the info we need
to give you a quick and accurate quote.