| Atwood Insurance |
As a business person, you know that one of your most important
assets is your people. So when a key employee suffers a work-related
injury or illness, you feel it - not only in your concern for the
individual's well-being - but also through indirect costs, such as lost
productivity. Ultimately, employee injuries can impact your insurance
premiums and your profitability.
When it comes to purchasing workers' compensation insurance, you
need a carrier that has the capabilities to address these indirect costs by
helping you get injured employees back to work as quickly as is
medically appropriate - and assist you in preventing workplace injuries
and illnesses.
You can expect that and more from The Hartford. As one of the 10
largest workers' compensation providers in the nation, The Hartford
offers a nationwide presence and expert assistance in handling your
claims.
Only a nationwide carrier like The Hartford can cover your statutory
workers' compensation obligation in every state where private carriers
are permitted to provide this coverage.
In addition, The Hartford offers a unique broad form endorsement
designed to protect you from any unpleasant surprises should you
incur certain unknown and unanticipated exposures not covered by the
standard workers' compensation contract. Because not every insured's
needs are the same, we offer two versions of this endorsement.
assets is your people. So when a key employee suffers a work-related
injury or illness, you feel it - not only in your concern for the
individual's well-being - but also through indirect costs, such as lost
productivity. Ultimately, employee injuries can impact your insurance
premiums and your profitability.
When it comes to purchasing workers' compensation insurance, you
need a carrier that has the capabilities to address these indirect costs by
helping you get injured employees back to work as quickly as is
medically appropriate - and assist you in preventing workplace injuries
and illnesses.
You can expect that and more from The Hartford. As one of the 10
largest workers' compensation providers in the nation, The Hartford
offers a nationwide presence and expert assistance in handling your
claims.
Only a nationwide carrier like The Hartford can cover your statutory
workers' compensation obligation in every state where private carriers
are permitted to provide this coverage.
In addition, The Hartford offers a unique broad form endorsement
designed to protect you from any unpleasant surprises should you
incur certain unknown and unanticipated exposures not covered by the
standard workers' compensation contract. Because not every insured's
needs are the same, we offer two versions of this endorsement.
Workers' Compensation
Our basic option is offered at no additional charge and includes:
proceeding or suit we defend.
- Reimbursement for your reasonable expenses, including loss
proceeding or suit we defend.
- Employer's liability stopgap for all states where workers'
- Voluntary compensation for your employees who are not
- Sixty day - versus the industry standard of 30 days - to notify
- Fifteen days - versus the industry standard of 10 days - to notify
Our extended option is available for a small additional charge and
includes all of the enhancements offered in our basic option, plus:
have signed an agreement with the other party requiring
such a waiver.
to the act.
includes all of the enhancements offered in our basic option, plus:
- Increased limits for employers' liability insurance.
- Waiver of our right to recover from other parties liable for
have signed an agreement with the other party requiring
such a waiver.
- Foreign voluntary compensation to protect your employees
- USL&H to cover your obligation to provide these federal
to the act.
Cost-Saving Services
The Hartford offers a wealth of loss control and claim services. These
include:
Assistance in Making Your Workplace Safer - The Hartford offers
convenient access to loss control advice. Through our Web site
mb.thehartford.com, you can submit safety-related questions through
"Ask a Professional." We promise to respond quickly, provide you
with knowledgeable guidance - and keep your inquiry confidential. Our
site also offers helpful technical information on safety topics such as
security, ergonomics, natural catastrophes, and more. In addition, our
site offers links to Web sites from qualified vendors who provide
discounts on safety-related equipment, as well as advice on meeting
OSHA requirements.
Medical Bill Review - The Hartford scrutinizes medical bills
submitted to correct any erroneous charges, and to apply negotiated
discounts. In 2004, we saved an average of $273 per medical bill
through our Medical Bill Review program. Ultimately, these savings
have an impact on the insurance premiums our customers pay.
Team Work - The Hartford offers the tools you need to implement
your own return-to-work program. Our focus is on managing abilities
and helping to get your injured workers back to gainful employment as
soon as possible. Our rehabilitation professionals, located across the
country, work with employees, doctors, adjusters and employers to
provide transitional employment and vocational services. Through
Team Work, we can help get your injured employees working again
and, ultimately, help control your loss costs.
The Hartford offers a wealth of loss control and claim services. These
include:
Assistance in Making Your Workplace Safer - The Hartford offers
convenient access to loss control advice. Through our Web site
mb.thehartford.com, you can submit safety-related questions through
"Ask a Professional." We promise to respond quickly, provide you
with knowledgeable guidance - and keep your inquiry confidential. Our
site also offers helpful technical information on safety topics such as
security, ergonomics, natural catastrophes, and more. In addition, our
site offers links to Web sites from qualified vendors who provide
discounts on safety-related equipment, as well as advice on meeting
OSHA requirements.
Medical Bill Review - The Hartford scrutinizes medical bills
submitted to correct any erroneous charges, and to apply negotiated
discounts. In 2004, we saved an average of $273 per medical bill
through our Medical Bill Review program. Ultimately, these savings
have an impact on the insurance premiums our customers pay.
Team Work - The Hartford offers the tools you need to implement
your own return-to-work program. Our focus is on managing abilities
and helping to get your injured workers back to gainful employment as
soon as possible. Our rehabilitation professionals, located across the
country, work with employees, doctors, adjusters and employers to
provide transitional employment and vocational services. Through
Team Work, we can help get your injured employees working again
and, ultimately, help control your loss costs.
Why Choose The Hartford
With workers' compensation insurance from The Hartford, you get the
coverages you need at a competitive price. And you have peace of
mind knowing that a financially stable insurance company with more
than 190 years of expertise is protecting your business - and working
to help you improve workplace safety.
With workers' compensation insurance from The Hartford, you get the
coverages you need at a competitive price. And you have peace of
mind knowing that a financially stable insurance company with more
than 190 years of expertise is protecting your business - and working
to help you improve workplace safety.
The Hartford's Workers' Compensation Policy
800-878-4801
Tucson
2524 W Ruthrauff
Ste 110
Tucson AZ 85705
fax
520-293-0307
Phoenix
16921 E
Ste 105
Fountain Hills AZ
fax
480-837-5421
Palisades Blvd
85268
With 38 years of experience and a great group of
insurance providers, we can help find the solutions for
your church, small business, and personal insurance
needs in Arizona.
insurance providers, we can help find the solutions for
your church, small business, and personal insurance
needs in Arizona.
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