Protecting Your Business with the Hartford
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With over 40 years of
experience and a quality group
of insurance providers, we can
help find the solutions for your
church, small business, and
personal insurance needs.
experience and a quality group
of insurance providers, we can
help find the solutions for your
church, small business, and
personal insurance needs.
Dentist's Office
| All rights reserved. |
| Atwood Insurance |
| Agency |
2524 W Ruthrauff, Ste 104, Tucson AZ 85705
16921 E Palisades Blvd, Ste 105,
Fountain Hills AZ 85268
Tucson
Phoenix
Protecting Your Investment
As a dental professional, your first thought is for your patients. As a
business owner, you also need to think about the business end or
your practice - and that can extend beyond your business operation.
What would happen to your business if a key employee became a
victim of identity theft? Restoring identity takes substantial time and
resources. Your business may suffer a huge disruption while an
employee works to restore their good name and credit. The Hartford's
expanded Identity Recovery coverage is built into our Spectrum
business owners policy. It covers business owners and full time
employees too. What if the precious metals you use in your practice
were stolen? Does your insurance cover that?
As a dental professional, your first thought is for your patients. As a
business owner, you also need to think about the business end or
your practice - and that can extend beyond your business operation.
What would happen to your business if a key employee became a
victim of identity theft? Restoring identity takes substantial time and
resources. Your business may suffer a huge disruption while an
employee works to restore their good name and credit. The Hartford's
expanded Identity Recovery coverage is built into our Spectrum
business owners policy. It covers business owners and full time
employees too. What if the precious metals you use in your practice
were stolen? Does your insurance cover that?
At The Hartford, we are focused on protecting your
business. By offering you coverages that may not be
available in other policies, our small business insurance
is truly designed with businesses like yours in mind.
business. By offering you coverages that may not be
available in other policies, our small business insurance
is truly designed with businesses like yours in mind.
Planned For Your Needs
Spectrum has core business coverage that is top of the
line. We have also bundled important protection into
optional packages like our Super Extension of Coverage
for Medical Offices, which was created with businesses
like yours in mind. It provides over three dozen coverages
at a savings as compared to the price you would pay to
buy them individually - including a blanket limit of
$250,000 for seven key coverages. Here are a few
examples of the protection it offers:
Accounts Receivable
Protects you from the inability to collect outstanding
balances as a result of lost or damaged records from a
covered cause of loss. Included in your blanket limit.
Billable Hours
Provides the option - at the time of a claim - to have your
covered Business Income loss paid on a Billable Hours
basis.
Computers and Media
Provides coverage for your computers, peripheral
devices and media. Coverage is also provided for the
costs to research, replace or repair lost or damaged data
and software as a result of covered damage to computer
equipment, certain power failures, or a computer virus.
Laptop Computers (Worldwide Coverage)
Extends property coverage to your laptop, palmtop, and
similar portable equipment and accessories anywhere in
the world, including while in transit, except while checked
as baggage.
Precious Metals
Helps cover the precious metals used in your business,
such as gold, silver, platinum and other precious alloys
and metals, against loss by theft up to a specified limit.
Spectrum has core business coverage that is top of the
line. We have also bundled important protection into
optional packages like our Super Extension of Coverage
for Medical Offices, which was created with businesses
like yours in mind. It provides over three dozen coverages
at a savings as compared to the price you would pay to
buy them individually - including a blanket limit of
$250,000 for seven key coverages. Here are a few
examples of the protection it offers:
Accounts Receivable
Protects you from the inability to collect outstanding
balances as a result of lost or damaged records from a
covered cause of loss. Included in your blanket limit.
Billable Hours
Provides the option - at the time of a claim - to have your
covered Business Income loss paid on a Billable Hours
basis.
Computers and Media
Provides coverage for your computers, peripheral
devices and media. Coverage is also provided for the
costs to research, replace or repair lost or damaged data
and software as a result of covered damage to computer
equipment, certain power failures, or a computer virus.
Laptop Computers (Worldwide Coverage)
Extends property coverage to your laptop, palmtop, and
similar portable equipment and accessories anywhere in
the world, including while in transit, except while checked
as baggage.
Precious Metals
Helps cover the precious metals used in your business,
such as gold, silver, platinum and other precious alloys
and metals, against loss by theft up to a specified limit.
In addition, you have the option to buy these important
coverages:
Reimbursement of Certain Legal Expenses for
Disposal of Medical Waste
If you are sued for allegedly violating a law or regulation
governing the disposal of medical waste, this coverage
will reimburse you up to a specified limit for your defense
costs.
Reimbursement of Certain Legal Expenses for Court or
Review Boards
Helps cover you legal expenses, up to a specified limit, in
connection with any disciplinary action brought against
you before any court or a state review board.
coverages:
Reimbursement of Certain Legal Expenses for
Disposal of Medical Waste
If you are sued for allegedly violating a law or regulation
governing the disposal of medical waste, this coverage
will reimburse you up to a specified limit for your defense
costs.
Reimbursement of Certain Legal Expenses for Court or
Review Boards
Helps cover you legal expenses, up to a specified limit, in
connection with any disciplinary action brought against
you before any court or a state review board.
Spectrum Core Coverage
When your business is protected by Spectrum, you'll be
covered for a wide range of property and liability risks
common to your industry. Here are some examples:
Identity Recovery Coverage
The Hartford provides identity recovery coverage for
business owners, including services such as:
Identity Recovery Help Line
Identity Recovery Case Managers
Expense Reimbursement up to $15,000
When your business is protected by Spectrum, you'll be
covered for a wide range of property and liability risks
common to your industry. Here are some examples:
Identity Recovery Coverage
The Hartford provides identity recovery coverage for
business owners, including services such as:
Identity Recovery Help Line
Identity Recovery Case Managers
Expense Reimbursement up to $15,000
Building and Business Personal Property
Your Spectrum policy contains coverage to repair or replace
your building and any equipment, stock, furniture or fixtures
that you own. There's a lot of business property coverage
included with Spectrum, such as:
Business Income and Extra Expense
Helps reimburse you for your actual loss of business
income for up to 12 consecutive months during the period of
restoration following a covered loss to your property. Extra
expenses needed to continue your operations, such as
renting temporary office space, are also covered.
Equipment Breakdown
Helps cover the cost to repair or replace equipment, such
as computers, air conditioners, phone systems and steam
boilers, from loss or damage caused by mechanical
breakdown or artificially generated electrical current.
Your Spectrum policy contains coverage to repair or replace
your building and any equipment, stock, furniture or fixtures
that you own. There's a lot of business property coverage
included with Spectrum, such as:
Business Income and Extra Expense
Helps reimburse you for your actual loss of business
income for up to 12 consecutive months during the period of
restoration following a covered loss to your property. Extra
expenses needed to continue your operations, such as
renting temporary office space, are also covered.
Equipment Breakdown
Helps cover the cost to repair or replace equipment, such
as computers, air conditioners, phone systems and steam
boilers, from loss or damage caused by mechanical
breakdown or artificially generated electrical current.
Business Liability
Your Spectrum policy from The Hartford provides your
business with coverage for costs arising from claims of
injury or damage caused to others by you or your
employees. For example:
Employment Practices Liability
Helps cover claims, including legal defense costs, for
certain employment-related lawsuits brought against you by
your employees or job applicants. A basic limit of insurance
is automatically provided, with higher limits available for an
additional premium.
Products and Completed Operations
Helps cover you for losses due to claims for injuries or
damages to others cause by the products you sell or by the
work you perform for your customers.
Your Spectrum policy from The Hartford provides your
business with coverage for costs arising from claims of
injury or damage caused to others by you or your
employees. For example:
Employment Practices Liability
Helps cover claims, including legal defense costs, for
certain employment-related lawsuits brought against you by
your employees or job applicants. A basic limit of insurance
is automatically provided, with higher limits available for an
additional premium.
Products and Completed Operations
Helps cover you for losses due to claims for injuries or
damages to others cause by the products you sell or by the
work you perform for your customers.
Other Important Coverages from The
Hartford
Commercial Auto Coverage
Our policy protects you against financial loss resulting
from accidents involving the vehicles you use in your
business. The Hartford offers valuable enhancements,
such as excess coverage for hired autos, and the
extension of liability coverage to vehicles leased in the
name of an employee on your behalf and at your direction.
Umbrella Coverage
Provides up to $10 million of additional liability protection.
Workers' Compensation
Our state-of-the-art managed care and Return-to-Work
program will help you get your employees back on the
job as soon as possible.
Hartford
Commercial Auto Coverage
Our policy protects you against financial loss resulting
from accidents involving the vehicles you use in your
business. The Hartford offers valuable enhancements,
such as excess coverage for hired autos, and the
extension of liability coverage to vehicles leased in the
name of an employee on your behalf and at your direction.
Umbrella Coverage
Provides up to $10 million of additional liability protection.
Workers' Compensation
Our state-of-the-art managed care and Return-to-Work
program will help you get your employees back on the
job as soon as possible.
That's Not All
To all of this we've added the convenience of flexible
premium payment plans, an electronic funds transfer
plan, and 24-hour, toll-free claims reporting.
To all of this we've added the convenience of flexible
premium payment plans, an electronic funds transfer
plan, and 24-hour, toll-free claims reporting.
All business insurance is not the same. At The Hartford,
we act on emerging insurance needs and provide
convenient, cost-effective and quality coverage for your
business.
we act on emerging insurance needs and provide
convenient, cost-effective and quality coverage for your
business.
1-800-878-4801
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520-293-0307
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We'd like to insure your medical office. To begin the
quote process just fill out the Quote Page or give us
a call at our toll free number, and we'll start getting the
info we need to give you a quick and accurate quote.
We'd like to insure your medical office. To begin the
quote process just fill out the Quote Page or give us
a call at our toll free number, and we'll start getting the
info we need to give you a quick and accurate quote.