Protecting Your Business with the Hartford
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With over 40 years of
experience and a quality group
of insurance providers, we can
help find the solutions for your
church, small business, and
personal insurance needs.
experience and a quality group
of insurance providers, we can
help find the solutions for your
church, small business, and
personal insurance needs.
Helping to Keep Your Business Strong
| All rights reserved. |
| Atwood Insurance |
| Agency |
2524 W Ruthrauff, Ste 104, Tucson AZ 85705
16921 E Palisades Blvd, Ste 105,
Fountain Hills AZ 85268
Tucson
Phoenix
As a medical professional, your first thought is for your patients. As a
business owner, you also need to think about the business end or
your practice - and that can extend beyond your business operation.
If your personal identity were stolen, could you take time away from
your practice to reinstate your identity? Could a poor personal credit
report negatively affect your business? Do you know the maximum
amount your current insurance policy would pay to re-create your
patient records lost in a fire? Would the $10,000 limit often
separately purchased be enough to pay for the labor it would take to
reconstruct all your patients' records?
business owner, you also need to think about the business end or
your practice - and that can extend beyond your business operation.
If your personal identity were stolen, could you take time away from
your practice to reinstate your identity? Could a poor personal credit
report negatively affect your business? Do you know the maximum
amount your current insurance policy would pay to re-create your
patient records lost in a fire? Would the $10,000 limit often
separately purchased be enough to pay for the labor it would take to
reconstruct all your patients' records?
At The Hartford, we are focused on protecting your
business. By offering you coverages that may not be
available in other policies, our small business insurance
is truly designed with businesses like yours in mind.
business. By offering you coverages that may not be
available in other policies, our small business insurance
is truly designed with businesses like yours in mind.
Planned For Your Needs
The Hartford's small business insurance package,
called Spectrum, has core business coverage that is top
of the line. We have also bundled important protection
into optional packages like or Super Extension of
Coverage for Medical Offices, which was created for
businesses like yours. It provides over three dozen
coverages at a savings as compared to the price you
would pay to buy them individually - including a blanket
limit of $250,000 for seven key coverages. Here are a few
examples of the protection it offers:
The Hartford's small business insurance package,
called Spectrum, has core business coverage that is top
of the line. We have also bundled important protection
into optional packages like or Super Extension of
Coverage for Medical Offices, which was created for
businesses like yours. It provides over three dozen
coverages at a savings as compared to the price you
would pay to buy them individually - including a blanket
limit of $250,000 for seven key coverages. Here are a few
examples of the protection it offers:
Accounts Receivable
Protects you from the inability to collect outstanding
balances as a result of lost or damaged records from a
covered cause of loss. Included in your blanket limit.
Computers and Media
Provides coverage for your computers, peripheral
devices and media. Coverage is also provided for the
costs to research, replace or repair lost or damaged data
and software as a result of covered damage to computer
equipment, certain power failures, or a computer virus.
Laptop Computers (Worldwide Coverage)
Extends property coverage to your laptop, palmtop, and
similar portable equipment and accessories anywhere in
the world, including while in transit, except while checked
as baggage.
Valuable Papers and Records
Protects the value of your time, work and research to
re-create your customer records or files if they are
damaged or destroyed by a covered loss. Included in
your blanket limit.
Protects you from the inability to collect outstanding
balances as a result of lost or damaged records from a
covered cause of loss. Included in your blanket limit.
Computers and Media
Provides coverage for your computers, peripheral
devices and media. Coverage is also provided for the
costs to research, replace or repair lost or damaged data
and software as a result of covered damage to computer
equipment, certain power failures, or a computer virus.
Laptop Computers (Worldwide Coverage)
Extends property coverage to your laptop, palmtop, and
similar portable equipment and accessories anywhere in
the world, including while in transit, except while checked
as baggage.
Valuable Papers and Records
Protects the value of your time, work and research to
re-create your customer records or files if they are
damaged or destroyed by a covered loss. Included in
your blanket limit.
In addition, you have the option to buy these important
coverages:
Reimbursement of Legal Expenses for Disposal of
Medical Waste
If you are sued for allegedly violating a law or regulation
governing the disposal of medical waste, this coverage
will reimburse you up to a specified limit for your defense
costs.
Reimbursement of Legal Expenses for Court or Review
Boards
Covers you legal expenses, up to a specified limit, in
connection with any disciplinary action brought against
you before any court or a state review board.
coverages:
Reimbursement of Legal Expenses for Disposal of
Medical Waste
If you are sued for allegedly violating a law or regulation
governing the disposal of medical waste, this coverage
will reimburse you up to a specified limit for your defense
costs.
Reimbursement of Legal Expenses for Court or Review
Boards
Covers you legal expenses, up to a specified limit, in
connection with any disciplinary action brought against
you before any court or a state review board.
Spectrum Core Coverage
When your business is protected by Spectrum, you'll be
covered for a wide range of property and liability risks
common to your industry. Here are some examples:
Identity Recovery Coverage
The Hartford provides identity recovery coverage for
business owners, including services such as:
Identity Recovery Help Line
Provides identity theft support for policyholders who
suspect they are identity theft victims.
Identity Recovery Case Managers
Provide assistance in speeding the recovery process.
Expense Reimbursement
Provides expense reimbursement up to $15,000 for
covered expense arising out or a defined identity theft
event.
When your business is protected by Spectrum, you'll be
covered for a wide range of property and liability risks
common to your industry. Here are some examples:
Identity Recovery Coverage
The Hartford provides identity recovery coverage for
business owners, including services such as:
Identity Recovery Help Line
Provides identity theft support for policyholders who
suspect they are identity theft victims.
Identity Recovery Case Managers
Provide assistance in speeding the recovery process.
Expense Reimbursement
Provides expense reimbursement up to $15,000 for
covered expense arising out or a defined identity theft
event.
Building and Business Personal Property
Your Spectrum policy contains coverage to repair or
replace your building and any equipment, stock, furniture
or fixtures that you own. There's a lot of business property
coverage included with Spectrum, such as:
Business Income and Extra Expense
Reimburse you for your actual loss of business income
for up to 12 consecutive months during the period of
restoration following a covered loss to your property.
Extra expenses needed to continue your operations,
such as renting temporary office space, are also covered.
Equipment Breakdown
Covers the cost to repair or replace equipment, such as
computers, air conditioners, phone systems and steam
boilers, from loss or damage caused by mechanical
breakdown or artificially generated electrical current.
Your Spectrum policy contains coverage to repair or
replace your building and any equipment, stock, furniture
or fixtures that you own. There's a lot of business property
coverage included with Spectrum, such as:
Business Income and Extra Expense
Reimburse you for your actual loss of business income
for up to 12 consecutive months during the period of
restoration following a covered loss to your property.
Extra expenses needed to continue your operations,
such as renting temporary office space, are also covered.
Equipment Breakdown
Covers the cost to repair or replace equipment, such as
computers, air conditioners, phone systems and steam
boilers, from loss or damage caused by mechanical
breakdown or artificially generated electrical current.
Business Liability
Your Spectrum policy from The Hartford provides your
business with legal liability protection against claims of
injury or damage caused to others by you or your
employees. For example:
Employment Practices Liability
Covers claims, including legal defense costs, for certain
employment-related lawsuits brought against you by your
employees or job applicants. A basic limit of insurance is
automatically provided, with higher limits available for an
additional premium.
Products and Completed Operations
Covers you against injuries or damages to others cause
by the products you sell or by the work you perform for
your customers.
Your Spectrum policy from The Hartford provides your
business with legal liability protection against claims of
injury or damage caused to others by you or your
employees. For example:
Employment Practices Liability
Covers claims, including legal defense costs, for certain
employment-related lawsuits brought against you by your
employees or job applicants. A basic limit of insurance is
automatically provided, with higher limits available for an
additional premium.
Products and Completed Operations
Covers you against injuries or damages to others cause
by the products you sell or by the work you perform for
your customers.
Other Important Coverages from The
Hartford
Commercial Auto Coverage
Our policy protects you against financial loss resulting
from accidents involving the vehicles you use in your
business. The Hartford offers valuable enhancements,
such as excess coverage for hired autos, and the
extension of liability coverage to vehicles leased in the
name of an employee on your behalf and at your direction.
Umbrella Coverage
Provides up to $10 million of additional liability protection.
Workers' Compensation
Our state-of-the-art managed care and Return-to-Work
program will help you get your employees back on the
job as soon as possible.
Hartford
Commercial Auto Coverage
Our policy protects you against financial loss resulting
from accidents involving the vehicles you use in your
business. The Hartford offers valuable enhancements,
such as excess coverage for hired autos, and the
extension of liability coverage to vehicles leased in the
name of an employee on your behalf and at your direction.
Umbrella Coverage
Provides up to $10 million of additional liability protection.
Workers' Compensation
Our state-of-the-art managed care and Return-to-Work
program will help you get your employees back on the
job as soon as possible.
That's Not All
To all of this we've added the convenience of flexible
premium payment plans, an electronic funds transfer
plan, and 24-hour, toll-free claims reporting.
To all of this we've added the convenience of flexible
premium payment plans, an electronic funds transfer
plan, and 24-hour, toll-free claims reporting.
All business insurance is not the same. At The Hartford,
we act on emerging insurance needs and provide
convenient, cost-effective and quality coverage for your
business.
we act on emerging insurance needs and provide
convenient, cost-effective and quality coverage for your
business.
Get A Quote
We'd like to insure your medical office. To begin the
quote process just fill out the Quote Page or give us
a call at our toll free number, and we'll start getting the
info we need to give you a quick and accurate quote.
We'd like to insure your medical office. To begin the
quote process just fill out the Quote Page or give us
a call at our toll free number, and we'll start getting the
info we need to give you a quick and accurate quote.
1-800-878-4801
Free Quote
toll free
520-293-0307
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